In the dynamic landscape of Indian entrepreneurship, accessing the right financial support can be the catalyst for growth and success. At Findoc Finvest, we understand the diverse needs of businesses across India and offer tailored business loan solutions designed to fuel your ambitions.
Whether you're a budding startup or an established enterprise, our comprehensive range of business loan products is crafted to empower your journey towards prosperity. Discover how our team of financial experts offers personalized guidance and support throughout your loan journey, ensuring you make informed decisions every step of the way.
Selfie, PAN Card, Aadhar Card (Address Proof), 3-month Salary Slips (For Salaried) / Bank Statements (For Self Employed).
To complete Digital KYC, only your Aadhaar Card & PAN Card are required.
Yes, these documents are necessary to offer the best loan to the customers.
No, there is no requirement of security/guarantor.
We offer max 36% and min 24% interest rate depending on factors like credit profile, repayment history, loan tenure, and loan amount.
Please upload the bank statement for the last three months from the account where you conduct your transactions and maintain the monthly average balance. We are integrating with an Account Aggregator service to securely link your bank account for instant access to the last six months' bank statements.
A processing fee is charged for verifying your basic information documents and getting approval from our credit team. File fee is charged to process your file. Processing fee is 6% of the loan amount + GST, and file fee is Rs 100 + GST.
Processing fees differ among loan companies because each has unique costs associated with servicing customers, depending on their underwriting processes.
You will receive automated notifications via email and SMS prior to your EMI due date. Not receiving a reminder is not a valid excuse for late or missed payments.
Yes, a late EMI payment incurs a penalty depending on the overdue amount and the number of days the payment is delayed.
Timely payments are crucial. Automated reminders will be sent, and if you miss the due date, our team may visit your address to deliver a reminder.
No, extending the loan tenure is not possible after the loan has been approved.
Skipping an EMI will result in a lower credit score and late payment penalties.
After clearing all EMIs, a No Objection Certificate (NOC) will be sent to your registered email within 72 hours.
Yes, you can pre-pay all your monthly EMIs by paying the foreclosure charges (4% on the outstanding amount + GST).
Bounce Charge is Rs 1000 + GST. Late payment Charge is 3% per month on the overdue amount + GST.
